Apparently there are a lot of people cited for running stop-signs in certain areas of the US. This data point is just one factor of many used by insurance companies to determine the rates you must pay for coverage. Might be interesting to correlate the frequency of bad drivers around you, the damage caused, the number actually cited, and the cost others end up paying for their behavior.

You probably know you are charged a different rate depending on where you live. But have you looked into the differences relative to how people drive in your area, or number of citations?